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A simple retirement income strategy designed to help you spend with confidence.

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You spent decades saving for retirement.

Now comes the big question:

How do you turn those savings into reliable income — without constantly worrying about running out of money?

The Four Buckets introduces a straightforward retirement income strategy designed to help you organize your money around what you need today, what you’ll need tomorrow, and what can stay invested for the future.

Retirement Should Be About More Than Watching Your Portfolio

In the book, you’ll learn how the Four Buckets Retirement Income Strategy™ can help you think about:

  • Creating income for your current lifestyle

  • Setting aside money for upcoming needs

  • Giving long-term investments time to grow

  • Navigating market volatility without letting every downturn change your retirement plans

  • Feeling more comfortable using the money you worked so hard to save

Meet The Author: Ethan Lohr, CFP®

Ethan Lohr, CFP®, is a husband, father, and financial planner who helps retirees turn their savings into the life they’ve envisioned. As a partner at Lohr & Company, the Central Virginia firm founded by his father Greg Lohr more than 25 years ago, Ethan has spent his career guiding families through the emotional and practical challenges of retirement.

Watching clients wrestle with when and how to use the wealth they’ve worked a lifetime to build led Ethan and his father to create The Four Buckets Retirement Income Strategy™—a simple, behavior-proof framework for building confidence and freedom in retirement.