Reaching the Transition
The journey to retirement is marked by years of discipline, hard work, and careful planning. Now, as you approach this major life transition, the opportunities are wide open: use your time as you want, explore your passions, and have impact on the people and communities that matter most to you. Retirement isn’t just the end of a career – it can be the beginning of a season rich with meaning and purpose. It’s proof that the best rewards often follow the hardest work.
The Problem:
Coming Up Short
You have a life and lifestyle you want to enjoy in retirement. Yet, bringing that together financially in retirement isn’t as simple as a direct deposit from your 401K or IRA. It’s emotional, even painful at times, going from saving your money to spending it.
In fact, research finds that retirees spend only half of what is often suggested by conventional withdrawal strategies like the “4% Rule.”
Retirees Spend Lifetime Income, Not Savings — Blanchett and Finke 2024
How The Four Buckets Helps You Enjoy Your Retirement Income
Bucket 1: Cash Reserves
Bucket 2: Earned Income
Bucket 3: Secure Income
Bucket 4: Growth & Legacy
Real stories from retirees using the Four Buckets to live with financial clarity
“I definitely needed assistance with my financial side of life moving into my retirement years. It was very concerning for me. The Four Buckets income strategy made sense in keeping me financially straight through my retirement years. Ethan has helped me every step of the way and I am very pleased…”
Arnold S.
“…The Four Buckets has been exceptionally forward thinking in helping us plan and fund our retirement so we won’t have to alter our lifestyle…”
Laurie and Danny C.
“...I was getting ready to retire and wanted to make sure I would be okay financially. Many thanks to The Four Buckets, my husband and I are both retired and doing wonderful…”
Colleen M.
*These testimonials were provided by real clients. Their statements may not be representative of the experience of others and are not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.